Appraisal services for Sturgis and Meade County homeowners

The top seven reasons SD homeowners use KOPPLIN APPRAISALS:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Meade county's assessment of your propertyworth
  3. To cut a monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a SD divorce, where real estate needs to be divided
  7. Settle an estate in SD by determining the true market value of property in question

Need help deciding the price of your home in or near Sturgis, SD?
Contact KOPPLIN APPRAISALS.

We at KOPPLIN APPRAISALS understand the particular needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at KOPPLIN APPRAISALS are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value report than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. At KOPPLIN APPRAISALS, we're veterans in helping clients just like you do away with unnecessary PMI insurance.

Challenging Meade county's assessment of your property

If you live in a region that is declining or not appreciating as much as other homes close to yours, your local tax assessor may have your house overvalued. This only means you are paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from KOPPLIN APPRAISALS is your strongest weapon.

Was your HELOC recently frozen?

If your property is close to a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from KOPPLIN APPRAISALS can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would like to have an expert double-check it for verity or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? KOPPLIN APPRAISALS can help with that too. Even though this is typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.